The laws regarding payday loans are simple, payday loans are prohibited in the State of Pennsylvania. (The Check Cashing Licensing Act of 1998 prohibits check cashing agencies from issuing payday loans) Thus you cannot be sued from a payday lender who loaned you money. David Schmidt, PLDR https://online-learning-initiative.org/wiki/index.php/The_Way_To_Successfully_Use_Online_Payday_Loans